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AI Agents for your Invoice-To-Pay Process

Finto’s AI agents automate the invoice-to-pay process - covering invoice verification, supplier communication, 3-way match, account coding, approvals, and ERP journal entry - handling up to 80% of manual workload

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The AI Accouting platform for enterprises. Finto uses AI agents to autonomously manage your most complex invoice workflows - from ingestion and 3-way match to approvals and ERP entries. Built for high volumes and multi-entity setups, Finto frees finance teams from transactional tasks.

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Inbox Management. Record all incoming documents, capture any invoice formats, including PDF, scan, XML, or ZUGFeRD, and enable automated communication with vendors.

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Invoice Review. Read out invoices with an accuracy rate of over 99% at both document and article levels and run automated compliance, tax and fraud checks.

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Account Coding. Assign intelligently general ledger accounts to individual account schemes with a self-learning AI and prepare journal entries for your ERP.

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Approvals. Automatically allocate the correct cost centers and capture necessary approvals from stakeholders within due dates, cash discount periods, and approval hierachies.

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Reduce Costs. Autonomous agents eliminate repetitive invoice tasks - enabling leaner operations without sacrificing throughput or oversight. Free up headcount while maintaining enterprise-grade control across all entities.

Increase Efficiency. Accelerate your invoice processing times. AI enables faster approvals and ensures smooth accounts payable operations - with no loss of early payment discounts.

Improve Accuracy. AI agents apply consistent logic and validation across every transaction - reducing tax errors, misclassifications, and audit flags. Gain real-time visibility and confidence in every entry.

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No compromises on process compliance. Finto integrates seamlessly into your process landscape and meets all necessary enterprise requirements.

GoBD-compliant processing of incoming invoices

Certified server infrastructure (DIN ISO/IEC 27001 & 27018)

Hosting in Central Europe

GDPR-compliant

No training of base models on customer data

Development team based in Munich

Single Sign-On (SSO) within your infrastructure

Integrates with your ERP systems

FAQ

What is Finto?

Finto is an autonomous finance platform purpose - built for enterprises. Our AI agents automate high-volume invoice processing - from data extraction and validation to approvals and ERP entries - with full control, auditability, and continuous self-optimization.

What exactly does Finto offer?

Finto goes far beyond traditional OCR tools. Our platform automates:
- Intelligent extraction and validation of invoice data
- Supplier communication for missing or incorrect information
- Smart account and cost center coding
- Intelligent 3-Way-Match and devition management
- Dynamic approval workflows based on entity policies and thresholds
- Automated ERP posting and journal entry generation

What are the advantages over traditional invoice software?

Traditional systems rely on static rules and script-based read out OCR. Finto leverages adaptive AI agents built on LLMs, enabling a dynamic, learning-based approach to automation. This results in:
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- Drastically reduced manual intervention
- Lower exception and error rates
- Faster invoice-to-posting cycles
- Seamless scalability as transaction volumes and entity complexity grow

Finto doesn’t just automate — it learns, improves, and scales with your business.

How is Finto different from OCR and workflow tools?

OCR reads - Finto understands. While OCR tools extract text, Finto analyzes invoices in context, understands booking logic, suggests account coding, and manages workflows with human reasoning. Instead of rigid rules, Finto’s self-learning models adapt to new formats, suppliers, and edge cases automatically.

How does Finto integrate with existing systems?

Finto integrates seamlessly with leading ERP systems such as SAP, Sage, Oracle NetSuite or Fusion, DATEV, Microsoft Dynamics, or custom ERPs. Posting records are handed off automatically, and features like Single Sign-On (SSO) and role-based access control are fully supported.

How secure is Finto?

Finto is hosted on certified infrastructure (DIN ISO/IEC 27001 & 27018) in Central Europe. We are fully GDPR-compliant, and your data is not used to train shared base models - your privacy and compliance come first.

What does Finto cost?

Every finance team is different, so we tailor pricing to your needs - based on:

- Monthly invoice volume
- Integration complexity
- Workflow requirements

We’ll provide a customized quote — flexible, transparent, and built for scale.

How long does implementation take?

Getting started with Finto is fast and low-friction.
Thanks to our modular setup, we can automate your processes step by step — often within just a few weeks, with zero disruption to your existing operations.

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